Personal Auto Shopper

Our Personal Auto Shopper is a free service for Monterra Credit Union Members. Our shoppers are industry experts who work with over 500 auto dealers to help you find the new or used vehicle (up to six model years old) of your choice, without you having to visit a single dealership or haggle for the best price. We'll get you the car you want, do all the negotiating for you, and in most cases we'll deliver it right to your home or office and you won't spend hours at a dealer. Plus, you could get up to .25% off your auto loan when you finance with Monterra Credit Union.

The Personal Auto Shopper service is absolutely free to Monterra Credit Union members.

In most cases we will have found a new car for you in less than one business day.

Yes! Just give us a call and we'll help you determine the value of your trade based on market conditions and the condition of your vehicle, advantages and disadvantages of selling privately, and compare trade-in values for your vehicle among multiple dealers so you can get the highest amount for your trade.

No, you can choose to finance with Monterra Credit Union or pay cash.

The biggest advantage is the time and energy you'll save by not having to do all the legwork to find the vehicle you want. No more driving around town, flipping through newspapers, tireless Internet searches, haggling with dealerships, or getting stuck at the dealer for hours. We do all the work for you for free. 

Yes. This exclusive FREE service is only available to Monterra Credit Union members. If you're not yet a member, we encourage you to apply so you can take advantage of this exclusive service.

In many cases we can have your vehicle delivered to you. The dealer will print the paperwork in advance and deliver it with the vehicle. Before you sign anything, you will have an opportunity to inspect, test drive, and review the operating features. When you're satisfied with it, only then will you complete the paperwork. If you pick up the vehicle from the dealership, you can complete your transaction at the time of pick-up with our preferred contact at the dealer to streamline your purchase.

When your vehicle is delivered, if it isn't exactly what you wanted, just tell the driver to turn around and go back to the dealership. We'll keep looking on your behalf until we find exactly what you want.