Welcome to the new Monterra Credit Union website
We’re ready to improve your banking experience with our new and improved website. Take a tour to see what changes have been made and where you can find the products that you’re most interested in.
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Visa® Secured
Build your credit with responsible use
You secure your credit line with your Monterra savings, giving you financial flexibility you need.
Build your credit and create a foundation for the future
No annual fee
Rates from 14.99% APR* to 18.00% APR*
Credit limits up to $25,000
Place 110% of your credit limit in a savings account as collateral
Tap to pay
Use as overdraft protection for your Monterra checking account
The right credit card for right now
Stop worrying whether your low (or no) credit score is holding you back and start building it up with a Visa Secured credit card.
*APR = Annual Percentage Rate. Rate effective 01/2/2024.
Looking for an account without the hidden fees?
Get a safe place to store your savings.
Personal Loans
The right personal loan is ready for you. Get the funds you need for your expenses and projects, affordably.
Invested in you.
We invest in the success of people and our community by:
- Giving back
- Making things easier
- Committing ourselves to our members' potential
