Welcome to the new Monterra Credit Union website
We’re ready to improve your banking experience with our new and improved website. Take a tour to see what changes have been made and where you can find the products that you’re most interested in.
If you're struggling to pay your home loan, you don't have to go it alone. You have access to help, as a member of Monterra Credit Union.
For First Mortgage Hardship Assistance, please call (877) 210-8647.
For Second Mortgages or Home Equity loans, please follow these two simple steps:
1. Preparing to talk to us
Gather your financial information so that we can get right to the heart of the matter. We’ve made it easy by providing streamlined application for you to fill out. You'll also need:
2. Starting a conversation
Call (650) 562-1224. You'll be connected to one of our Financial Assistance Specialists who can discuss your particular situation and provide practical solutions to avoid foreclosure.
If you prefer, you can mail in your application to:
Financial Assistance
Monterra Credit Union
350 Convention Way
Redwood City, CA 94063
If you send in your application by mail one of our specialists will review your information and call you to set up a time to talk.
The U.S. Department of Housing and Urban Development (HUD) sponsors housing counseling agencies that provide low- or no-cost assistance. Find the nearest one. You can also call toll-free at (800) 569-4287 weekdays between 9 a.m. and 5 p.m., Eastern Standard Time (6 a.m. to 2 p.m. Pacific Time). When you call HUD, you can receive an automated referral to the three housing counseling agencies closest to you.
Log in to online banking and find your first mortgage loan from the Accounts tab. The number sequence next to the loan on this page is NOT your account number of record. Click on your first mortgage loan and press “continue” on the pop up. Click the “eStatement” tab in the menu across the top of the page. Click on your most recent eStatement. It will open in a new window. In the top right-hand corner, you will see “Account Number.” This is the account number for your mortgage loan.
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Looking for an account without the hidden fees? Get a safe place to store your savings.
We invest in the success of people and our community by: