Welcome to the new Monterra Credit Union website
We’re ready to improve your banking experience with our new and improved website. Take a tour to see what changes have been made and where you can find the products that you’re most interested in.
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Mortgage Refinance
Rates as low as
7.335
% APR
Financial flexibility follows a refinance
Go with the mortgage that adapts to your finances and current needs.
A mortgage refinance to fit your finances
See if you can shorten your term and pay off your mortgage sooner
Convert from an adjustable-rate mortgage (ARM) to a fixed rate
Access equity to consolidate debt with a higher interest rate, finance a purchase or address expenses
Let's discuss your mortgage options
We're here to help you determine whether refinancing your existing home loan makes good financial sense. You may want to lower your monthly payment, change the loan term, or tap into your home equity for other expenses. With Monterra Credit Union, you have all types of options.
All mortgage loans through Monterra Credit Union are for homes in California only. Adequate property insurance required for the life of the loan. Flood insurance may be required. All loans are subject to credit approval. Please speak with a Real Estate Representative for current rates and information on loan limits as additional conditions and restrictions may apply.
Monterra Credit Union NMLS #416747.
Monterra Credit Union NMLS #416747.
Get rolling toward a better deal with low-rate vehicle loans that keep you moving.
Regular Savings Account
Looking for an account without the hidden fees? Get a safe place to store your savings.
Invested in you.
We invest in the success of people and our community by:
- Giving back
- Making things easier
- Committing ourselves to our members' potential
