Our Story

Every member and every moment.

At Monterra Credit Union, we believe in the bond of community—and here, those bonds run deep. That’s why we’re invested in making it stronger.

We're invested in helping members make good financial decisions, capitalize on fantastic opportunities and plan for the future. We believe a healthy financial life helps our members lead healthier lives overall.  

We take the time to build genuine relationships with members. When something happens in a member's life, good or bad, we are a trusted resource to help navigate the financial aspects of the situation. We believe the value of people as people, not people as transactions.

As part of our commitment to our community, we regularly host financial wellness workshops and seminars on topics such as money management, budgeting, understanding credit and safeguarding against identity theft. We love helping our community through these efforts.

Credit unions like Monterra are financial institutions focused on service, not profit. Credit unions offer the same financial products and services as banks, but at much greater value. When credit unions realize earnings, they are returned to members in the form of better rates on products and services, low- or no-fee products and services, and expanded services, such as adding branches or technology. We also place particular emphasis on safeguarding members' privacy at all times, and we never sell our members' information.

Other advantages include:

• Monterra members vote in board elections and big decisions.
• We are committed to helping improve your financial wellness.
• We're community-based and have a special relationship within our field of membership. 
• Your deposits are insured to the same level of federal insurance offered by banks and is backed by the full faith of the US government.