Welcome to the new Monterra Credit Union website
We’re ready to improve your banking experience with our new and improved website. Take a tour to see what changes have been made and where you can find the products that you’re most interested in.
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Visa® Signature
Our rewards card turns credit into incredible
Rewards points accumulate quickly when you use the Visa® Signature Credit Card for everyday purchases.
Explore the possibilities
Earn two points for every $1 spent on gas and travel purchases and one point for every $1 spent on everything else
Redeem points for cash back, merchandise and travel deals
No annual or foreign transaction fees
Variable rates from 15.99% - 17.99%APR*
Tap-to-pay
Use as overdraft protection for your Monterra checking account
Credit limits from $5,000 up to $35,000
A truly rewarding experience, without all the fees
And there's even more to love about our Visa® Signature Credit Card:
- Earn an extra 10,000 Monterra Rewards points when you make $5,000 in purchases within first 90 days**
- Access exclusive Visa® specials on travel, shopping and entertainment
*APR = Annual Percentage Rate. Rate effective 1/2/2024.
**Introductory offer of 10,000 Monterra Rewards points when making $5,000 in purchases within the first 90 days is available only on a new Visa® Signature Credit Card line of credit and not available on any other offer. Cards carry a variable rate that can change monthly. Introductory offers carry conditions and can change without notice. If applicable, the introductory Monterra Rewards point offer will be applied to all purchase transactions posted within the first 90 days of account opening. All loans and credit cards are offered on approved credit. Must be a member in good standing. Please ask a Monterra representative for card details or refer to your Card Agreement for complete card terms and conditions. FICO as well as membership eligibility requirements apply.
**Introductory offer of 10,000 Monterra Rewards points when making $5,000 in purchases within the first 90 days is available only on a new Visa® Signature Credit Card line of credit and not available on any other offer. Cards carry a variable rate that can change monthly. Introductory offers carry conditions and can change without notice. If applicable, the introductory Monterra Rewards point offer will be applied to all purchase transactions posted within the first 90 days of account opening. All loans and credit cards are offered on approved credit. Must be a member in good standing. Please ask a Monterra representative for card details or refer to your Card Agreement for complete card terms and conditions. FICO as well as membership eligibility requirements apply.
Looking for an account without the hidden fees?
Get a safe place to store your savings.
Personal Loans
The right personal loan is ready for you. Get the funds you need for your expenses and projects, affordably.
Personal Loans
The right personal loan is ready for you. Get the funds you need for your expenses and projects, affordably.
Invested in you.
We invest in the success of people and our community by:
- Giving back
- Making things easier
- Committing ourselves to our members' potential
