Welcome to the new Monterra Credit Union website
We’re ready to improve your banking experience with our new and improved website. Take a tour to see what changes have been made and where you can find the products that you’re most interested in.
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Digital Savings
Rates as high as
4.00
% APY*
On the first $5,000
The modern-day way to save
Manage this account from your phone, tablet or laptop, wherever you go, and earn a fantastic rate.
Go digital for maximum savings
Rates as high as 4.00% APY* on any balance
No minimum balance needed to get started
Earn the most on the first $4,999.99
Use as overdraft protection for your Monterra checking account (transaction limits may apply)
Earn dividends at one of our highest rates
Maximize your returns on a balance up to $5,000 so you can reach your savings goals faster. Start with any amount of money you wish and then track your progress using online and mobile banking. You'll always have access to funds when needed, too.
| Average Daily Balance | Dividend Rate | Annual Percentage Yield (APY) |
|---|---|---|
| $0.01 - $4,999.99 | 3.928% | 4.00% |
| $5,000.00 - $9,999.99 | 2.960% | 3.00% |
| $10,000.00 - $19,999.99 | 1.490% | 1.50% |
| $20,000.00 and above | 0.499% | 0.50% |
The Impact of Saving
Enter your deposit amount to see how much your savings can earn each year.
($0 - $99,999,999)
| Deposit Distribution | APY |
|---|
Blended APY
0%
First Years Interest
$0.00
Enter your deposit amount to see how much your savings can earn each year.
*Deposit rates and annual percentage yields (APY) are effective 08/25/2023 unless otherwise noted and subject to change at any time. Unless otherwise noted, dividend-bearing accounts have variable rates subject to change at any time after the account is opened.
Current rates are available through the Rates Page . The Digital Savings Account is limited to one account per membership and requires eStatements as the statement delivery option choice upon account opening. Other restrictions and conditions may apply. Membership eligibility requirements apply.
Looking for a credit card that gives you more?
Enjoy premium benefits and added rewards.
Purchase Loans
Want a customized mortgage with competitive rates and local service? Unlock the door to your dream home.
Invested in you.
We invest in the success of people and our community by:
- Giving back
- Making things easier
- Committing ourselves to our members' potential
