Give them a good head start

Help build up your child's or grandchild's savings while teaching them valuable money management skills. 

Create a strong foundation

Choose from three savings options

Give children a sense of ownership 

Teach children to establish good savings habits

Help your child set financial goals and manage money

Youth Savers

  • Open with a $1 minimum deposit 
  • Earn dividends on all amounts as children add birthday and holiday money, allowances, etc. 

Youth Certificates

  • Open with a $250 minimum deposit
  • Earn higher returns than regular savings
  • Money grows at a fixed rate for a 12-month term
  • Use the $50 add-on feature to boost the savings

Custodial Accounts

  • Establish for the benefit of your minor child or grandchild
  • Manage the account while your child is a minor and then transfer the account when they're older 
*Deposit rates and annual percentage yields (APY) are effective 08/25/2023 unless otherwise noted and subject to change at any time. Unless otherwise noted, dividend-bearing accounts have variable rates subject to change at any time after the account is opened. 

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