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Compare Business Checking Accounts
A checking account that checks your boxes
You'll find an account that fits the needs and size of your business.
Business Checking
Choose this account for your established business, with a low minimum opening balance.
Basic Business Checking
It's the perfect checking account for a growing business.
Nonprofit Business Checking
Tap into useful tools in this free account that supports your nonprofit or charitable organization.
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Business Checking
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Business Basic Checking
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Nonprofit Business Checking
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| Overview | ||
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Designed for established businesses with a low minimum opening balance and a monthly service fee of just $15.00 per month. If an average daily balance of $4,000 or more is maintained this monthly fee is waived. |
The perfect checking account for a growing business and short-term accounts such as class reunions, with a low minimum opening balance and a monthly service fee of just $7.50 |
With no minimum balance required and no fees, this account is perfect for nonprofit entities. |
| Monthly Service Fee | ||
| $15 per month, monthly fee waived if an average daily balance of $4,000 is maintained. | $7.50 | Free |
| Minimum Opening Deposit | ||
| $100 | $100 | $100 |
| Deposits | ||
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Up to 25 free deposits (branch or ATM), over 25 - $1 per deposit |
Up to 25 free deposits (branch or ATM), over 25 - $1 per deposit |
Up to 25 free deposits (branch or ATM), over 25 - $1 per deposit |
| Deposited Items | ||
|
Deposit up to 150 checks free, over 150 - $0.15 per check deposited |
Deposit up to 150 checks free, over 150 - $0.15 per check deposited |
Deposit up to 150 checks free, over 150 - $0.15 per check deposited |
| ATM Access | ||
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Free at all Monterra ATMs and over 30,000 network ATMs nationwide |
Free at all Monterra ATMs and over 30,000 network ATMs nationwide |
Free at all Monterra ATMs and over 30,000 network ATMs nationwide |
| Visa Debit Card | ||
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Free Visa Debit Card and accepted at over 23 million locations worldwide |
Free Visa Debit Card and accepted at over 23 million locations worldwide |
Free Visa Debit Card and accepted at over 23 million locations worldwide |
| Mobile Wallets | ||
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Register your Monterra card to your preferred device – we offer Apple Pay1, Google Pay2 and Samsung Pay3. |
Register your Monterra card to your preferred device – we offer Apple Pay1, Google Pay2 and Samsung Pay3. |
Register your Monterra card to your preferred device – we offer Apple Pay1, Google Pay2 and Samsung Pay3. |
| Online Banking and Bill Pay | ||
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Free and simple to use to check balances, transfer money, pay bills, and more |
Free and simple to use to check balances, transfer money, pay bills, and more |
Free and simple to use to check balances, transfer money, pay bills, and more |
| Mobile Banking with Mobile Deposit | ||
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Free and convenient for banking on the go – you can even deposit a check |
Free and convenient for banking on the go – you can even deposit a check |
Free and convenient for banking on the go – you can even deposit a check |
| Merchant Services | ||
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Get best-in-class payment processing solutions with our partnership at The City POS |
Get best-in-class payment processing solutions with our partnership at The City POS |
Get best-in-class payment processing solutions with our partnership at The City POS |
| Payroll Services | ||
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Take the hassle of out payroll with a complete payroll processing solution offered through Paychex |
Take the hassle of out payroll with a complete payroll processing solution offered through Paychex |
Take the hassle of out payroll with a complete payroll processing solution offered through Paychex |
| Account Alerts | ||
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Free and easy to set up; stay aware of account and card activity to avoid fraud with Alerts and Notifications |
Free and easy to set up; stay aware of account and card activity to avoid fraud with Alerts and Notifications |
Free and easy to set up; stay aware of account and card activity to avoid fraud with Alerts and Notifications |
| Overdraft Protection | ||
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Free when you set up overdraft protection from your Monterra Savings Account; paid options available with a Monterra Credit Card and Monterra Courtesy Pay |
Free when you set up overdraft protection from your Monterra Savings Account; paid options available with a Monterra Credit Card and Monterra Courtesy Pay |
Free when you set up overdraft protection from your Monterra Savings Account; paid options available with a Monterra Credit Card and Monterra Courtesy Pay |
|
Business Checking
|
|---|
| Overview |
|
Designed for established businesses with a low minimum opening balance and a monthly service fee of just $15.00 per month. If an average daily balance of $4,000 or more is maintained this monthly fee is waived. |
| Monthly Service Fee |
| $15 per month, monthly fee waived if an average daily balance of $4,000 is maintained. |
| Minimum Opening Deposit |
| $100 |
| Deposits |
|
Up to 25 free deposits (branch or ATM), over 25 - $1 per deposit |
| Deposited Items |
|
Deposit up to 150 checks free, over 150 - $0.15 per check deposited |
| ATM Access |
|
Free at all Monterra ATMs and over 30,000 network ATMs nationwide |
| Visa Debit Card |
|
Free Visa Debit Card and accepted at over 23 million locations worldwide |
| Mobile Wallets |
|
Register your Monterra card to your preferred device – we offer Apple Pay1, Google Pay2 and Samsung Pay3. |
| Online Banking and Bill Pay |
|
Free and simple to use to check balances, transfer money, pay bills, and more |
| Mobile Banking with Mobile Deposit |
|
Free and convenient for banking on the go – you can even deposit a check |
| Merchant Services |
|
Get best-in-class payment processing solutions with our partnership at The City POS |
| Payroll Services |
|
Take the hassle of out payroll with a complete payroll processing solution offered through Paychex |
| Account Alerts |
|
Free and easy to set up; stay aware of account and card activity to avoid fraud with Alerts and Notifications |
| Overdraft Protection |
|
Free when you set up overdraft protection from your Monterra Savings Account; paid options available with a Monterra Credit Card and Monterra Courtesy Pay |
|
Business Basic Checking
|
|---|
| Overview |
|
The perfect checking account for a growing business and short-term accounts such as class reunions, with a low minimum opening balance and a monthly service fee of just $7.50 |
| Monthly Service Fee |
| $7.50 |
| Minimum Opening Deposit |
| $100 |
| Deposits |
|
Up to 25 free deposits (branch or ATM), over 25 - $1 per deposit |
| Deposited Items |
|
Deposit up to 150 checks free, over 150 - $0.15 per check deposited |
| ATM Access |
|
Free at all Monterra ATMs and over 30,000 network ATMs nationwide |
| Visa Debit Card |
|
Free Visa Debit Card and accepted at over 23 million locations worldwide |
| Mobile Wallets |
|
Register your Monterra card to your preferred device – we offer Apple Pay1, Google Pay2 and Samsung Pay3. |
| Online Banking and Bill Pay |
|
Free and simple to use to check balances, transfer money, pay bills, and more |
| Mobile Banking with Mobile Deposit |
|
Free and convenient for banking on the go – you can even deposit a check |
| Merchant Services |
|
Get best-in-class payment processing solutions with our partnership at The City POS |
| Payroll Services |
|
Take the hassle of out payroll with a complete payroll processing solution offered through Paychex |
| Account Alerts |
|
Free and easy to set up; stay aware of account and card activity to avoid fraud with Alerts and Notifications |
| Overdraft Protection |
|
Free when you set up overdraft protection from your Monterra Savings Account; paid options available with a Monterra Credit Card and Monterra Courtesy Pay |
|
Nonprofit Business Checking
|
|---|
| Overview |
|
With no minimum balance required and no fees, this account is perfect for nonprofit entities. |
| Monthly Service Fee |
| Free |
| Minimum Opening Deposit |
| $100 |
| Deposits |
|
Up to 25 free deposits (branch or ATM), over 25 - $1 per deposit |
| Deposited Items |
|
Deposit up to 150 checks free, over 150 - $0.15 per check deposited |
| ATM Access |
|
Free at all Monterra ATMs and over 30,000 network ATMs nationwide |
| Visa Debit Card |
|
Free Visa Debit Card and accepted at over 23 million locations worldwide |
| Mobile Wallets |
|
Register your Monterra card to your preferred device – we offer Apple Pay1, Google Pay2 and Samsung Pay3. |
| Online Banking and Bill Pay |
|
Free and simple to use to check balances, transfer money, pay bills, and more |
| Mobile Banking with Mobile Deposit |
|
Free and convenient for banking on the go – you can even deposit a check |
| Merchant Services |
|
Get best-in-class payment processing solutions with our partnership at The City POS |
| Payroll Services |
|
Take the hassle of out payroll with a complete payroll processing solution offered through Paychex |
| Account Alerts |
|
Free and easy to set up; stay aware of account and card activity to avoid fraud with Alerts and Notifications |
| Overdraft Protection |
|
Free when you set up overdraft protection from your Monterra Savings Account; paid options available with a Monterra Credit Card and Monterra Courtesy Pay |
Additional Options
1. You can use Apple Pay® on eligible iPhones®, iPads®, Apple Watches®, and Macs® (with Safari browser) using the latest operating systems. For a current list of compatible devices and requirements, visit www.apple.com/apple-pay. Apple, the Apple logo, iPhone, iPad, Apple Pay, and Apple Watch are trademarks of Apple Inc.
2. Google and Google Pay are trademarks of Google Inc. Android™ is a registered trademark of Google, Inc.
3. Samsung Pay is compatible with select carriers and Samsung devices. For more information, visit www.samsung.com/us/samsung-pay. Samsung, Samsung Pay, Samsung Galaxy, Samsung Note (and other device names) are trademarks or registered trademarks of Samsung Electronics Co., Ltd.
2. Google and Google Pay are trademarks of Google Inc. Android™ is a registered trademark of Google, Inc.
3. Samsung Pay is compatible with select carriers and Samsung devices. For more information, visit www.samsung.com/us/samsung-pay. Samsung, Samsung Pay, Samsung Galaxy, Samsung Note (and other device names) are trademarks or registered trademarks of Samsung Electronics Co., Ltd.
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- Making things easier
- Committing ourselves to our members' potential
