Welcome to the new Monterra Credit Union website
We’re ready to improve your banking experience with our new and improved website. Take a tour to see what changes have been made and where you can find the products that you’re most interested in.
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Home Loan Experts
Our team is here to help you find the right mortgage
Our friendly mortgage experts who live in your community will take the time to find the right loan for you.
Meet the team who will guide you through the entire home loan process
Whether you're buying a home in California or you want to refinance your existing mortgage, Monterra Credit Union's home loan experts are with you every step of the way.
Veronica Valentine
Real Estate Sales Manager
(650) 817-1983
vvalentine@monterra.org
- With Monterra since 2016
- 8 years of mortgage industry experience in California
- NMLS # 833312
“I strive to offer products and services that add real value to our members and build meaningful relationships that result in a superior level of customer service.”
~ Veronica Valentine
Angelica Luna
Senior Real Estate Loan Officer
(650) 817-1954
aluna@monterra.org
- With Monterra since 2011
- 12 years of mortgage industry experience
- NMLS # 594786
“Most individuals think about mortgage financing a very few times during their life, I think about it every single day, As a professional I strive to know more about my vocation than about my competence, I have an extraordinary commitment to making a difference in your life.”
~ Angelica Luna
Mike Daddona
Senior Real Estate Loan Officer
(650) 817-1980
mdaddona@monterra.org
- With Monterra since 2018
- 12 years of mortgage industry experience
- NMLS #1732992
“Whether it’s buying a home, or refinancing, getting a mortgage is one of the biggest decisions we make in life. I take the time to understand each client’s unique needs, and educate them about available options. It is my duty to earn your trust, and it is my passion is to provide solutions that make life better”
~ Mike Daddona
Ginelle L. Cooke
Senior Real Estate Loan Officer
(650) 817-1997
gcooke@monterra.org
- With Monterra since 2020
- 5 years of Mortgage Industry experience
- NMLS #1025164
“You are not just a loan number to me, you are an individual with specific goals when it comes to looking for the perfect home loan. I will work closely with you in order to achieve the best possible scenario for your home purchase or refinancing needs, while striving to guide you through the entire process with as much ease as possible.”
~ Ginelle Cooke
Renovations must comply with all applicable state and local laws and regulations, including zoning regulations. All permits and approvals must be obtained. All mortgage loans through Monterra Credit Union are for homes in California only. Adequate property insurance required for the life of the loan. Flood insurance may be required. All loans are subject to credit approval. Please speak with a Real Estate Representative for current rates and information on loan limits as additional conditions and restrictions may apply.
Monterra Credit Union NMLS #416747.
Monterra Credit Union NMLS #416747.
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