Welcome to the new Monterra Credit Union website
We’re ready to improve your banking experience with our new and improved website. Take a tour to see what changes have been made and where you can find the products that you’re most interested in.
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Student Visa®
Rates as low as
2.99
% APR*
Earn great rewards and get a low introductory rate
Start building your credit history with a card that delivers plenty of convenient features.
The credit card at the head of the class
Your purchases earn valuable rewards points, every time
No annual fee
Introductory APR as low as 2.99% APR* for the first 12 months on purchases
Variable rates from 14.99% APR* to 18.00% APR*
Credit limits from $100 up to $2,000
Use as overdraft protection for your Monterra checking account
Contactless payments
Building your credit has never been so rewarding
The Student Visa® Credit Card from Monterra Credit Union lets you address various expenses that pop up on and around campus while building your credit safely with a smart limit and manageable rate. And every time you make a purchase using your card, you'll earn rewards points redeemable for all types of merchandise and experiences.
*APR = Annual Percentage Rate. Rate effective 01/2/2024. Introductory APR as low as 2.99%APR for the first 12 months on purchases is available only on a new Visa® Platinum Rewards (Student) Credit Card line of credit and not available on any other offer. Cards carry a variable rate that can change monthly. Introductory offers carry conditions and can change without notice. If applicable, the promotional APR offer will be applied to all purchase transactions posted within the first 90 days of account opening. All loans and credit cards are offered on approved credit. Must be a member in good standing. Please ask Monterra Credit Union representative for card details or refer to your Card Agreement for complete card terms and conditions. Membership eligibility requirements apply.
Looking for an account without the hidden fees?
Get a safe place to store your savings.
Personal Loans
The right personal loan is ready for you. Get the funds you need for your expenses and projects, affordably.
Invested in you.
We invest in the success of people and our community by:
- Giving back
- Making things easier
- Committing ourselves to our members' potential
