Welcome to the new Monterra Credit Union website
We’re ready to improve your banking experience with our new and improved website. Take a tour to see what changes have been made and where you can find the products that you’re most interested in.
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Accessory Dwelling Unit (ADU) Loan
Enhance your property with an ADU Loan
We can provide the financing you need through this customized loan.
Start your project with Monterra
Interest-only loan, advanced monthly
Maximum term of 12 months
Used for ADU-eligible, permitted, existing owner-occupied single-family homes
Specialized financing at a competitive rate
When you're ready to add a guest house or any type of living quarters to your single-family home, the ADU Loan from Monterra Credit Union is your answer.
Before you get started, we encourage you to visit Hello Housing.
If your plans and project manager are already set and you just need financing, you're ready to start your application. Once we receive your application, we'll contact you to schedule a consultation.
Renovations must comply with all applicable state and local laws and regulations, including zoning regulations. All permits and approvals must be obtained. All mortgage loans through Monterra Credit Union are for homes in California only. Adequate property insurance required for the life of the loan. Flood insurance may be required. All loans are subject to credit approval. Please speak with a Real Estate Representative for current rates and information on loan limits as additional conditions and restrictions may apply.
Monterra Credit Union NMLS #416747.
Monterra Credit Union NMLS #416747.
Get rolling toward a better deal with low-rate vehicle loans that keep you moving.
Regular Savings Account
Looking for an account without the hidden fees? Get a safe place to store your savings.
Invested in you.
We invest in the success of people and our community by:
- Giving back
- Making things easier
- Committing ourselves to our members' potential
