Auto Loans

Our vehicle loans keep you moving

With a low rate, you have a lot more money available for your next road trip, or your daily commute. 

You're in the driver's seat

Rates as low as 4.99% APR*

Choose terms up to 84 months

Same rate and term for new and used

No payments for 90 days†

Buy your next car with a loan you can afford at Monterra Credit Union

Feel confident buying the car, truck, SUV or van you want with a payment that’s just right for you. With flexible terms up to 84 months and no payments for 90 days, you can get the vehicle you need that works for your budget. And, we can refinance your current vehicle loan from another lender.


*APR = Annual Percentage Rate. All rates subject to change. Monterra Credit Union does not charge application fees or closing costs on the loans shown above.

†No payment for 90 days offer applicable for new or used auto loans funded, for well-qualified buyers. Interest will accrue during deferment period from the loan origination date. The 90 day deferral is not eligible for cash out refinances.

Get the advantage of a great certificate rate with the ability to make withdrawals.  
Secure your account now.

Visa® Platinum Rewards Credit Card

Looking for a credit card that gives you more? Enjoy premium benefits and added rewards.