Start your banking journey with Monterra Credit Union in the San Francisco Bay Area, San Mateo County and the city of Palo Alto, California.

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Your money works harder, without any fees.

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Your money makes money at a premium rate.
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High yield savings at your fingertips.
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Your spending, more rewarding.
  • Visa® Platinum Rewards Credit Card link
Unlock the door to a customized home loan.
  • Mortgages
Low-rate vehicle loans that keep you moving.
  • Auto Loans
Better rates for your best interests
Mortgages
as low as
7.50
% APR
Auto Loans
as low as
4.99
% APR
Credit Cards
as low as
1.99
% APR
Savings & Certificates
as high as
5.00
% APY
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Credit
Unveiling the Distinctions: Credit Unions vs. Banks - How Are They Different?
Read More about Unveiling the Distinctions: Credit Unions vs. Banks - How Are They Different?
Security
Protect Your Finances: Stay Alert with Fraud Text Alerts from Monterra Credit Union
Read More about Protect Your Finances: Stay Alert with Fraud Text Alerts from Monterra Credit Union
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